All users of this site agree that access to and use of this site are subject to the following terms and conditions and other applicable law. If you do not agree to these terms and conditions, please do not use this site.

 

Image Policy

We do not release the rights to use images found on www.shrumcooper.com. We prohibit use for personal and commercial purposes including full or partial use of our images.

 

Brand Policy

Although products may be stamped, products sold on www.shrumcooper.com should not be confused with a brand name. www.shrumcooper.com does not authorize use to the brand name Sac Silver. Sac Silver is a registered trademark of The Vault Silver Jewelry.

 

Measurement Policy

The product measurements listed on the website, such as weight, length, width, and height, have been carefully measured, however there may be errors in the data. The Vault Silver Jewelry (www.shrumcooper.com) is not liable for errors in this data. Also, due to inconsistencies in the manufacturing process, not all products of the same SKU will have the same measurements. Measurements may change over time. Please consider all measurements on the site as a reference and not fact.

 

Return Policy

If you are not entirely satisfied with your purchase, you may return the unused item in its original packaging within 10 days for a full product refund. You may return the product between 11-30 days for a 10% restocking fee. We cannot be held liable for tarnish, oxidization, mishandling, or customer neglect. All tarnished or oxidized returns will be valued at scrap silver. A refund of the merchandise will be given however shipping and handling for the delivery and pick up will not be refunded. Refunds will be issued in the same method of payment as the original payment. ie. A purchase made with a credit card: a refund will be issued to the original account.

 

Warranty Disclaimer

This site and the materials and products on this site are provided "as is" and without warranties of any kind, whether express or implied. Due to inconsistencies in the manufacturing process, products may be damaged. If a product is defective, please see our return policy.

 

Limitation of Liability

The Vault Silver Jewelry shall not be liable for any special or consequential damages that result from the use of, or the inability to use, the materials on this site or the performance of the products, even if www.shrumcooper.com has been advised of the possibility of such damages. Applicable law may not allow the limitation of exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you.

 

Typographical Errors

In the event that a www.shrumcooper.com product is mistakenly listed at an incorrect price, www.shrumcooper.com reserves the right to refuse or cancel any orders placed for product listed at the incorrect price. www.shrumcooper.com reserves the right to refuse or cancel any such orders whether or not the order has been confirmed and your credit card charged. If your credit card has already been charged for the purchase and your order is cancelled, www.shrumcooper.com shall issue a credit to your credit card account in the amount of the incorrect price.

 

Term; Termination

These terms and conditions are applicable to you upon your accessing the site and/or completing the registration or shopping process. These terms and conditions, or any part of them, may be terminated by www.shrumcooper.com without notice at any time, for any reason. The provisions relating to Copyrights, Trademark, Disclaimer, Limitation of Liability, Indemnification and Miscellaneous, shall survive any termination.

 

Notice

www.shrumcooper.com may deliver notice to you by means of e-mail, a general notice on the site, or by other reliable method to the address you have provided to www.shrumcooper.com.

 

Miscellaneous

Your use of this site shall be governed in all respects by the laws of the state of California, U.S.A., without regard to choice of law provisions, and not by the 1980 U.N. Convention on contracts for the international sale of goods. You agree that jurisdiction over and venue in any legal proceeding directly or indirectly arising out of or relating to this site (including but not limited to the purchase of www.shrumcooper.com products) shall be in the state or federal courts located in Sacramento County, California. Any cause of action or claim you may have with respect to the site (including but not limited to the purchase of www.shrumcooper.com products) must be commenced within one (1) year after the claim or cause of action arises. www.shrumcooper.com's failure to insist upon or enforce strict performance of any provision of these terms and conditions shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any of these terms and conditions. www.shrumcooper.com may assign its rights and duties under this Agreement to any party at any time without notice to you.

 

Use of Site

Harassment in any manner or form on the site, including via e-mail, chat, or by use of obscene or abusive language, is strictly forbidden. Impersonation of others, including a www.shrumcooper.com or other licensed employee, host, or representative, as well as other members or visitors on the site is prohibited. You may not upload to, distribute, or otherwise publish through the site any content which is libelous, defamatory, obscene, threatening, invasive of privacy or publicity rights, abusive, illegal, or otherwise objectionable which may constitute or encourage a criminal offense, violate the rights of any party or which may otherwise give rise to liability or violate any law. You may not upload commercial content on the site or use the site to solicit others to join or become members of any other commercial online service or other organization.

 

Participation Disclaimer

www.shrumcooper.com does not and cannot review all communications and materials posted to or created by users accessing the site, and is not in any manner responsible for the content of these communications and materials. You acknowledge that by providing you with the ability to view and distribute user-generated content on the site, www.shrumcooper.com is merely acting as a passive conduit for such distribution and is not undertaking any obligation or liability relating to any contents or activities on the site. However, www.shrumcooper.com reserves the right to block or remove communications or materials that it determines to be (a) abusive, defamatory, or obscene, (b) fraudulent, deceptive, or misleading, (c) in violation of a copyright, trademark or; other intellectual property right of another or (d) offensive or otherwise unacceptable to www.shrumcooper.com in its sole discretion.

 

Indemnification

You agree to indemnify, defend, and hold harmless www.shrumcooper.com, its officers, directors, employees, agents, licensors and suppliers (collectively the "Service Providers") from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of these terms and conditions or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the site using your Internet account.

 

Third-Party Links

In an attempt to provide increased value to our visitors, www.shrumcooper.com may link to sites operated by third parties. However, even if the third party is affiliated with www.shrumcooper.com, www.shrumcooper.com has no control over these linked sites, all of which have separate privacy and data collection practices, independent of www.shrumcooper.com. These linked sites are only for your convenience and therefore you access them at your own risk. Nonetheless, www.shrumcooper.com seeks to protect the integrity of its web site and the links placed upon it and therefore requests any feedback on not only its own site, but for sites it links to as well (including if a specific link does not work).